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We do loans up to R4 000

We specialise in Instant Short Term Cash Loans – Get a Loan Fast!

South Africa’s nr 1 Cash Loans Provider.

Getting quick cash loans when you need them most

When financial tough times hit, cash loans (or a cash advance), short term loans and payday loans are the easiest option to turn to.

Being in a financial tight spot is no one’s idea of fun. Not having money to make ends meet or to use in case of an emergency is one of the most stressful things that a person can experience. Financial security is not afforded to everyone, most of us are depending on our basic income to get us not only through the month but also through any financial tight spots that we might find ourselves trying to wiggle out of.

A loan will provide you with options. And when you are in an exceptionally tight bind you want to know that your options are going to give you instant assistance, and in some cases, it is going to be very comforting to know that your loan will come on the same day that you apply for it. Fast loans will usually come in the form of online loans and they will provide great relief when you are looking at an empty bank account when you really need money. You can appply for the loan right here online. We also now do personal loans 

What are cash loans?

cash loans

Cash loans are a form of short-term loans and they will usually give you a certain short period of time before you will have to pay the amount back, along with the agreed upon amount of interest. The cash loan can be used to pay off all sorts of things. What you spend the money on is going to be entirely up to you. There are many cash loan options out there and one of the more popular versions of the cash loan is the instant cash loan.

When taking out any type of loan there is one golden rule which is that you must be sure that you will be able to repay the amount when the time comes. Fast loans are exceptionally convenient, but they need to be taken out responsibly. Taking out a loan only when necessary can save you from whatever type of financial problems you might be facing, but should you be reckless with your loan, you might find that the debt pit you are lying in gets a whole lot unnecessarily deeper.

There are a number of ways to make sure that you are going to safely take out your cash loan. Once you have considered whether you are in the right position to take out a fast short term loan, you can save lots of money. Ask yourself if the cash loan is really necessary, ask about the interest rates that will be applicable to the loan and think about how you are going to be making the loan repayment if you are already struggling financially.

It is good to know that instant loans and personal cash loans are not a “2 minute wait and then instant cash” in your bank sort of thing. Instant loans need to be processed via an application, just like all of the other types of loans that are available these days. While you can apply easily online, it will take a few hours to have the loan approved, depending on your credit score, current financial status and the amount that you will be applying for. Quick cash loans are available to people who have bad credit, so don’t be discouraged from applying for a loan if you know that you have a bad credit score. These days’ credit providers know that your bad credit score might not be your fault and that it might rather be the fault of an irresponsible credit provider.

How are fast cash loans different from payday loans?

Cash loans are often a better option than the payday loan but this all depends on why you are taking out the loan and how much time you are going to need to pay the amount back. Payday loans will require you to pay back the amount on your next payday while the cash loan will give you a little bit more time to pay it back. You can also pay back your loan online? did you kow that? 

Consolidation loans are another type of loan completely and are unlike the cash loan and payday loan. The personal consolidation loan can only be used to pay a consolidated amount of debt that you might owe.

If you are looking for a cash loan, or perhaps you are looking for fast instant cash loans that will help you get out of that sticky financial situation, Budget Cash has the same day, instant loan option for you.